HELOC Special

No Closing Costs

That makes our fixed-rate and adjustable-rate lines of credit an even better deal.

Personalized Amount

Your line of credit depends on the equity you have in your home, which is the current market value minus your mortgage balance.

Quick Withdrawals

Tap into credit lines with checks, our HELOC Visa with rewards card through Online and Mobile Banking or by visiting Partner Colorado locations.

Give Your Home a Refresh with a HELOC

Ready to spruce up your home and your financial power? There's never been a better time. Open a Home Equity Line of Credit (HELOC) with a low introductory rate for a chance to win a $1,500 Home Depot gift card.1

For a limited time, get a HELOC at a low rate of 5.99% APR fixed for 12 months on our HELOC with no closing costs!2 

In addition to a low promotional rate, our HELOC features:

  • No Closing Costs
  • Borrow up to 85% Loan-to-Value (LTV)*
  • Flexible loan terms and payment options
  • Easily access funds with a HELOC Visa card


Click here to learn more about our home equity line of credit options. 

*

1No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void were prohibited or restricted by law. Accounts must be opened between April 1 and June 30, 2025. Click here for full sweepstakes disclosures. Certain conditions and restrictions may apply. Home Depot is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Unoin. 2APR=Annual Percentage Rate. The introductory APR begins on the date the loan is funded and at the end of the 12-month introductory period, the rate will revert to the regular fixed APR you qualified for at loan closing. Introductory APR applies to a maximum draw of $500,000 or up to 70% loan-to-value, whichever is the lesser. The current maximum APR is 10.76% APR and the current minimum APR is 8.50% APR. Introductory APR shown is for well-qualified borrowers. Your APR may vary based on creditworthiness, documentation, collateral and other requirements. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee may be required at your expense, contact a Partner Colorado representative for details. Offer is subject to credit approval and income verification. The offer is available on primary Colorado owner-occupied residences only. Rates are based on 85% CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The introductory APR cannot be applied to an existing Partner Colorado home equity loan or line of credit.  Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado are excluded from the promotional offer. Rates valid as of 04/01/25 and are subject to change without notice. Limited-time offer subject to end without notice.