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Fresh Start Checking
Everything you need to get back on your feet financially.
We believe in second chances - and in you
A new beginning
This account is ideal if you've had problems opening a checking account elsewhere.
Easy access to money
You'll receive a debit card and you won't have to pay an annual fee to use it.
Save a bit
Sign up for Direct Deposit and the monthly maintenance fee drops from $10 to $5.
Free Shared Branch Banking withdrawals
You get four per month, and then pay $2 for each withdrawal after.
Free CO-OP ATM withdrawals
You get four per month, and then pay $1 for each withdrawal after.
Better days ahead
After 12 months with no overdrafts, your account can be converted to our Essential Checking account.
Begin building some positive momentum
Fresh Start Checking is a great first step. Managing this account responsibly will pay off in the near future, and you can follow your progress through Online Banking and our Mobile Banking App.
Overdraft Line of Credit
When an oversight leads to an overdraft, this coverage kicks in.
- Financial safety net
- Coverage up to $25,000
- Fixed interest rate
Courtesy Pay
When your checking balance runs low, we may be able to help you.
- Our standard procedure
- Opt in for extra protection
- Yes, there's a charge
Resources to move you ahead.
Learn about Checking Account perks.
Learn how to make your money last.
Balance your checkbook with our help.
Manage your finances on the go.