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Spring Insights Newsletter
A Publication for Partner Colorado Members: Spring 2025
Give Your Home a Refresh!
Ready to spruce up your home and your financial power? There’s never been a better time. Open your Home Equity Line of Credit (HELOC) with a low promotional fixed rate for a chance to win a $1,500 Home Depot gift card.1
For a limited time, you can get a HELOC at an introductory rate of 5.99% APR fixed for 12 months.2 And with your HELOC card with rewards, it’s easy to tap into your funds and make purchases.
Kick off your next home project with our HELOC special.
Apply online, call 303.422.6221 or text us at 303.900.1104.
1No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited or restricted by law. Accounts must be opened between April 1 and June 30, 2025. See PartnerColoradoCU.org for full sweepstakes disclosures. Certain conditions and restrictions may apply. Home Depot is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union. 2APR=Annual Percentage Rate. The introductory APR begins on the date the loan is funded and at the end of the 12-month introductory period, the rate will revert to the regular fixed APR you qualified for at loan closing. Introductory APR applies to a maximum draw of $500,000 or up to 70% loan-to-value, whichever is the lesser. The current maximum APR is 10.76% APR and the current minimum APR is 8.50% APR. Introductory APR shown is for well-qualified borrowers. Your APR may vary based on creditworthiness, documentation, collateral and other requirements. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee may be required at your expense; contact a Partner Colorado representative for details. Offer is subject to credit approval and income verification. The offer is available on primary Colorado owner- occupied residences only. Rates are based on 85% CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The introductory APR cannot be applied to an existing Partner Colorado home equity loan or line of credit. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado is excluded from the promotional offer. Rates valid as of 04/01/25 and are subject to change without notice. Limited-time offer subject to end without notice.
For a limited time, you can get a HELOC at an introductory rate of 5.99% APR fixed for 12 months.2 And with your HELOC card with rewards, it’s easy to tap into your funds and make purchases.
Kick off your next home project with our HELOC special.
Apply online, call 303.422.6221 or text us at 303.900.1104.
1No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited or restricted by law. Accounts must be opened between April 1 and June 30, 2025. See PartnerColoradoCU.org for full sweepstakes disclosures. Certain conditions and restrictions may apply. Home Depot is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union. 2APR=Annual Percentage Rate. The introductory APR begins on the date the loan is funded and at the end of the 12-month introductory period, the rate will revert to the regular fixed APR you qualified for at loan closing. Introductory APR applies to a maximum draw of $500,000 or up to 70% loan-to-value, whichever is the lesser. The current maximum APR is 10.76% APR and the current minimum APR is 8.50% APR. Introductory APR shown is for well-qualified borrowers. Your APR may vary based on creditworthiness, documentation, collateral and other requirements. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee may be required at your expense; contact a Partner Colorado representative for details. Offer is subject to credit approval and income verification. The offer is available on primary Colorado owner- occupied residences only. Rates are based on 85% CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The introductory APR cannot be applied to an existing Partner Colorado home equity loan or line of credit. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado is excluded from the promotional offer. Rates valid as of 04/01/25 and are subject to change without notice. Limited-time offer subject to end without notice.
Double the Cash, Double the Fun!
Want to score some extra cash for yourself and your crew? Tell your friends and family about banking with us, and you’ll each have a chance to earn a $100 bonus. All they have to do is join the Credit Union and open a qualifying account or loan, such as a checking account, CD, money market account, auto loan, HELOC or signature loan.
And the more people you tell, the more you can earn. We let you double the fun for up to 10 people—giving you the chance to put an extra $1,000 in your pocket.*
Start referring your friends and family today! Click here to learn more and get started.
*Partner Colorado’s Friends and Family Referral program (“Program”) is available only to parties who are 18 years or older. Only Partner Colorado members in good standing are eligible to participate in the Program as referring members. Referred members will receive a $100 reward once they meet the Program qualifications, and referring members will receive a $100 reward for each new member who meets the qualification requirements. The cumulative maximum award earned by each referring member under the Program is $1,000.00. For the referring and referred member to qualify for a $100 bonus, the referred member must open one of the following within 60 days of their account opening: a CD with at least $500, a money market account with at least $1,000 or a checking account with at least $500 or direct deposit; or the referred members must be approved for an auto loan, a HELOC or a personal loan at Partner Colorado within 60 days of submission of the referral form. All referred members must meet Program requirements no later than 60 days from account opening for either referring or referred party to be eligible for the $100 bonus. Referral forms must be completed and presented at the time of the referred member’s account opening. The $100 bonus will be deposited to the referring member’s account after the referred member completes the required qualifications. The $100 bonus will be provided as a deposit to the referred member’s account within 30 days after completion of the required qualifications. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent in good faith. Taxes due on bonuses received through the Program are the sole responsibility of the member receiving the bonus. The $100 bonus is not considered part of the minimum opening balance of any account. Referred member’s accounts and/or loans must remain open and in good standing for 120 days, or both referring and referred member must refund the $100 bonus to Partner Colorado. A referred member will be charged a closed account fee of $100 if their membership is closed within 120 days of account opening. You are not eligible for this offer if you were a member of Partner Colorado and closed your account within the last 12 months or are not in good standing. Accounts are subject to all terms and conditions set forth in the current Account Agreement booklet. Other terms and conditions may apply.Offer is valid as of January 1, 2025. This offer may be modified or discontinued at any time at the discretion of Partner Colorado Credit Union. Limited time only. Cannot be combined with another offer.
And the more people you tell, the more you can earn. We let you double the fun for up to 10 people—giving you the chance to put an extra $1,000 in your pocket.*
Start referring your friends and family today! Click here to learn more and get started.
*Partner Colorado’s Friends and Family Referral program (“Program”) is available only to parties who are 18 years or older. Only Partner Colorado members in good standing are eligible to participate in the Program as referring members. Referred members will receive a $100 reward once they meet the Program qualifications, and referring members will receive a $100 reward for each new member who meets the qualification requirements. The cumulative maximum award earned by each referring member under the Program is $1,000.00. For the referring and referred member to qualify for a $100 bonus, the referred member must open one of the following within 60 days of their account opening: a CD with at least $500, a money market account with at least $1,000 or a checking account with at least $500 or direct deposit; or the referred members must be approved for an auto loan, a HELOC or a personal loan at Partner Colorado within 60 days of submission of the referral form. All referred members must meet Program requirements no later than 60 days from account opening for either referring or referred party to be eligible for the $100 bonus. Referral forms must be completed and presented at the time of the referred member’s account opening. The $100 bonus will be deposited to the referring member’s account after the referred member completes the required qualifications. The $100 bonus will be provided as a deposit to the referred member’s account within 30 days after completion of the required qualifications. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent in good faith. Taxes due on bonuses received through the Program are the sole responsibility of the member receiving the bonus. The $100 bonus is not considered part of the minimum opening balance of any account. Referred member’s accounts and/or loans must remain open and in good standing for 120 days, or both referring and referred member must refund the $100 bonus to Partner Colorado. A referred member will be charged a closed account fee of $100 if their membership is closed within 120 days of account opening. You are not eligible for this offer if you were a member of Partner Colorado and closed your account within the last 12 months or are not in good standing. Accounts are subject to all terms and conditions set forth in the current Account Agreement booklet. Other terms and conditions may apply.Offer is valid as of January 1, 2025. This offer may be modified or discontinued at any time at the discretion of Partner Colorado Credit Union. Limited time only. Cannot be combined with another offer.
Slide In and Make Saving Fun
Building savings habits with your kids is important stuff, but it should be fun, too. Open a new Lil’ Partners account for kids 12 years old and younger from April 1 to June 30, and your family will be entered for a chance to win a fun-filled getaway for up to four people to Great Wolf Lodge, valued at $1,000.*
Kids get to save while having fun all year long, including a free toy with every deposit, special events and prizes. And it only takes a $5 deposit to get started. Enter for your chance to win our Great Wolf Lodge Giveaway by opening a Lil’ Partners account here.
• Free piggy bank and coloring book with new account
• Free toy with every deposit • Exclusive holiday events
• Coloring contests with prizes
Open a Lil’ Partners account for your chance to win our Great Wolf Lodge Giveaway! Visit our website for more details.
*No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited or restricted by law. Accounts must be opened between April 1 and June 30, 2025. See PartnerColoradoCU.org for full sweepstakes disclosures. Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. Great Wolf Lodge is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union.
Kids get to save while having fun all year long, including a free toy with every deposit, special events and prizes. And it only takes a $5 deposit to get started. Enter for your chance to win our Great Wolf Lodge Giveaway by opening a Lil’ Partners account here.
• Free piggy bank and coloring book with new account
• Free toy with every deposit • Exclusive holiday events
• Coloring contests with prizes
Open a Lil’ Partners account for your chance to win our Great Wolf Lodge Giveaway! Visit our website for more details.
*No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited or restricted by law. Accounts must be opened between April 1 and June 30, 2025. See PartnerColoradoCU.org for full sweepstakes disclosures. Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. Great Wolf Lodge is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union.
Show Your Teachers Some Love
You know that teacher who’s always shown up for you? Now, it’s your turn. Show your favorite teacher how much they mean to you with our Classroom Makeover Giveaway.
Nominate a K-12 teacher from a Colorado state-accredited educational institution for a chance to win one of two $500 classroom makeovers, and they’ll be sure to feel the love.*
In your nomination, tell us in 250 words or less why your teacher is deserving of this special recognition. Be sure to include:
• Your name
• Your phone number and email
• How you know the teacher
• Teacher’s name
• Grade level
• Teacher’s email
• Number of years as a teacher
Send nominations to [email protected] by April 13, 2025.
*Partner Colorado Credit Union employees and volunteers are not eligible to participate in the contest. All entries must be completed and submitted by 11:59 pm on April 13, 2025.
Nominate a K-12 teacher from a Colorado state-accredited educational institution for a chance to win one of two $500 classroom makeovers, and they’ll be sure to feel the love.*
In your nomination, tell us in 250 words or less why your teacher is deserving of this special recognition. Be sure to include:
• Your name
• Your phone number and email
• How you know the teacher
• Teacher’s name
• Grade level
• Teacher’s email
• Number of years as a teacher
Send nominations to [email protected] by April 13, 2025.
*Partner Colorado Credit Union employees and volunteers are not eligible to participate in the contest. All entries must be completed and submitted by 11:59 pm on April 13, 2025.
Boost Your Business with a $250 Bonus
You deserve banking that really works for your business. When you open a new business checking account with us, you’ll get a $250 bonus deposit,* providing a little extra boost toward whatever comes next for your company.
Our business checking accounts are made with the way you work in mind, including debit cards with rewards and online tools that help you take care of business anytime, anywhere. Plus, you can choose from multiple options to meet your needs, from basic to high-interest to premier business checking.
And as a business account holder, you get so much more than just a checking account. You get a whole suite of services and a partner that offers money solutions as your business grows.
Learn more and open a business checking account today.
*Bonus is not available to existing Partner Colorado business members. Bonus valid for new busines checking accounts opened between April 1 and June 30, 2025. Limit one bonus per account. Activation of a Business Visa Debit Card and enrollment in online/ mobile banking are required to receive bonus. All requirements must be met within 30 days of account opening and the cash bonus will be deposited into the new business checking account within 10 days of meeting qualifications. Cannot combine with additional offers. The $250 cash bonus is considered interest and is subject to IRS and other tax reporting. Other conditions and restrictions may apply.
Our business checking accounts are made with the way you work in mind, including debit cards with rewards and online tools that help you take care of business anytime, anywhere. Plus, you can choose from multiple options to meet your needs, from basic to high-interest to premier business checking.
And as a business account holder, you get so much more than just a checking account. You get a whole suite of services and a partner that offers money solutions as your business grows.
Learn more and open a business checking account today.
*Bonus is not available to existing Partner Colorado business members. Bonus valid for new busines checking accounts opened between April 1 and June 30, 2025. Limit one bonus per account. Activation of a Business Visa Debit Card and enrollment in online/ mobile banking are required to receive bonus. All requirements must be met within 30 days of account opening and the cash bonus will be deposited into the new business checking account within 10 days of meeting qualifications. Cannot combine with additional offers. The $250 cash bonus is considered interest and is subject to IRS and other tax reporting. Other conditions and restrictions may apply.
Scholarships for a Bright Future!
Get some extra cash to fund your future when you apply for our Partner Colorado Foundation Scholarships by April 30. Recipients are selected on the basis of financial need, but we’ll also consider superior academic achievement and involvement in curricular, extracurricular and community activities. Minimum scholarships are $1,000 per recipient, per year. If you continue to meet qualifications, you can apply for renewal.
In all, Partner Colorado Foundation has awarded 423 scholarships, totaling $664,500. The Foundation has also awarded an additional $280,945 in community grants and donations.
Tee Up for our 20th Annual Golf Tournament
Our Foundation scholarships are made possible by partnering with members like you. And events like our Annual Foundation Golf Tournament are a great way to show your support. Mark your calendar for the 20th year of our tournament and be a part of our efforts to create positive change.
20th Annual Foundation Golf Tournament
Save the Date: Wednesday, Aug. 27
To learn more about scholarships or become a supporter, visit the Partner Colorado Foundation here.
Click here to learn more!
In all, Partner Colorado Foundation has awarded 423 scholarships, totaling $664,500. The Foundation has also awarded an additional $280,945 in community grants and donations.
Tee Up for our 20th Annual Golf Tournament
Our Foundation scholarships are made possible by partnering with members like you. And events like our Annual Foundation Golf Tournament are a great way to show your support. Mark your calendar for the 20th year of our tournament and be a part of our efforts to create positive change.
20th Annual Foundation Golf Tournament
Save the Date: Wednesday, Aug. 27
To learn more about scholarships or become a supporter, visit the Partner Colorado Foundation here.
Click here to learn more!
Save Smart, Play Hard. Summer Fun Starts Here!
With an account both teens and parents can be excited about, teens can start their path to financial independence—and have some fun along the way. Open a new Teen Partners account for ages 13-17 from April 1-June 30 for your chance to win four Super Season passes to Elitch Gardens, including unlimited theme and water park visits.*
Teen Partners lets your teen take on managing real-world finances with confidence so that they’ll be ready for whatever adventure comes next. Some benefits include:
• Checking and savings accounts
• Multi-purpose debit card
• Automatic allowance transfers
Open a new Teen Partners account online today!
*Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. Accounts must be opened between April 1, 2025 and June 30, 2025. No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited by law. See full sweepstakes disclosures at www.PartnerColoradoCU.org. Elitch Gardens is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union.
Teen Partners lets your teen take on managing real-world finances with confidence so that they’ll be ready for whatever adventure comes next. Some benefits include:
• Checking and savings accounts
• Multi-purpose debit card
• Automatic allowance transfers
Open a new Teen Partners account online today!
*Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. Accounts must be opened between April 1, 2025 and June 30, 2025. No purchase or banking relationship of any kind is necessary. Purchase or banking relationship does not increase odds of winning. Void where prohibited by law. See full sweepstakes disclosures at www.PartnerColoradoCU.org. Elitch Gardens is not a sponsor of this promotion and is in no way affiliated with Partner Colorado Credit Union.
Save the Date—Annual Meeting
Members are welcome at Partner Colorado’s Annual Meeting and election of volunteer officials. We’ll share light refreshments and a chance to win prizes.*
To attend in person, please be sure to reserve your seats online. If you’re unable to attend in person, you can join the meeting remotely via Zoom.
Date: Thursday, May 22
Time: 5:30 pm
Location: Arvada Headquarters, 5269 West 62nd Avenue.
Seating is limited.
Register online to reserve your seat, or relax and attend the meeting virtually.
*Odds of winning may vary. No purchase necessary to win.
To attend in person, please be sure to reserve your seats online. If you’re unable to attend in person, you can join the meeting remotely via Zoom.
Date: Thursday, May 22
Time: 5:30 pm
Location: Arvada Headquarters, 5269 West 62nd Avenue.
Seating is limited.
Register online to reserve your seat, or relax and attend the meeting virtually.
*Odds of winning may vary. No purchase necessary to win.
Free Community Shred Day
Have old papers piling up that are too sensitive to just toss? Stop by our free Community Shred Event at our Littleton Branch, located at 5150 S. Federal Blvd. You can safely shred old financial statements and other documents containing personal information to protect yourself against identity theft. And while you’re there, enter for a chance to win a gift card.
Date & Time: Saturday, May 31, 9:00 am to 12:00 pm
Location: Littleton Branch, 5150 S. Federal Blvd.
*Odds of winning may vary. No purchase necessary to win.
Date & Time: Saturday, May 31, 9:00 am to 12:00 pm
Location: Littleton Branch, 5150 S. Federal Blvd.
*Odds of winning may vary. No purchase necessary to win.
Free Financial Webinars
Educational Webinars
Wherever you are in your life's journey, we're here to provide resources to help you improve your financial wel-being. Review the upcoming events below and plan to join us online or in person for the topics you're most interested in.
Estate Planning Webinar
As a valued member of Partner Colorado Credit Union, we’re excited to offer you an exclusive opportunity to learn about the powerful benefits of estate planning—at no cost to you!
Join us for our FREE webinar where we'll guide you through the essential steps of estate planning, and how it can provide financial security and peace of mind for you and your loved ones.
Here's What You'll Learn:
• Why estate planning is crucial, even if you don't have a large estate.
• The benefits of having an estate plan in place.
• How an estate plan can protect your assets and ensure your wishes are honored.
• The solution and resources available through your credit union membership to help you get started.
Plus, we’ll answer your basic estate planning questions, so you can walk away with the confidence to begin the process of creating an estate plan personalized to your needs, desires, and intentions.
Date: Tuesday, April 29
Time: 12:00-1:00 pm
Join us for our FREE webinar where we'll guide you through the essential steps of estate planning, and how it can provide financial security and peace of mind for you and your loved ones.
Here's What You'll Learn:
• Why estate planning is crucial, even if you don't have a large estate.
• The benefits of having an estate plan in place.
• How an estate plan can protect your assets and ensure your wishes are honored.
• The solution and resources available through your credit union membership to help you get started.
Plus, we’ll answer your basic estate planning questions, so you can walk away with the confidence to begin the process of creating an estate plan personalized to your needs, desires, and intentions.
Date: Tuesday, April 29
Time: 12:00-1:00 pm
Build Your Monthly Spending Plan
Are you one of many people who have created a spending plan in the past and had trouble sticking to it? If so, you are not alone! In this webinar, we will be guiding you through the process to create a plan for where you want and need your dollars to go each month. You’ll leave knowing what your monthly spending plan is, and with tips to stick to it.
Date: Wednesday, April 30 @ 12:00 pm–1:00 pm
Presented by: GreenPath
Date: Wednesday, April 30 @ 12:00 pm–1:00 pm
Presented by: GreenPath
Holiday Closures
We will be closed on the following days:
• Memorial Day—Monday, May 26
• Juneteenth Day—Thursday, June 19
• Independence Day—Friday, July 4