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Are Credit Card Balance Transfers Worth It
Look closer at that credit card promotion to see what you can save.
It all comes down to the rate, promotional rate and fees
If you get an offer to transfer your existing credit card balance to a new credit card, use this calculator to see if it's worth the effort. You can analyze the deal with the promotional and standard rates, calculate any fees and factor in the amount of time the promo period lasts.
Results from this calculation are hypothetical and are for illustrative purposes only. Calculators should be used as a self-help tool only and do not consider the impact of fees that may apply. Results may not be applicable to your individual situation and do not constitute an offer. We encourage you to seek advice and guidance from a qualified professional regarding all personal finance issues. Actual terms may differ.
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