Elevated High Interest Checking

Earning money on your checking balance is awesome. But that's just the beginning.

Enjoy a long, long list of extras

Impressive Returns

Your checking balance can earn interest well above typical savings account rates.*

We've got your back

This account powered by BaZing offers cell phone protection, roadside assistance, travel insurance and ID theft services.

Everyday savings

Enjoy discounts on fuel, medical services, everyday shopping, dining and entertainment.

Full-service money management

In addition to Online and Mobile Banking, you'll get a free Visa® debit card plus nationwide ATM access.

A rewards program, too

Earn reward points every time you use your debit card. There's no limit to how many points you can accumulate in a year.2

All for one low price

The monthly account fee is $8 - but you can cut it to $0 by swiping your debit card 20 times per month and enrolling in eStatements and Online Banking.

So much good stuff we hardly know where to start

Steady interest payments put money in your pocket. Reduced costs for everything from gasoline and prescription drugs to travel services and shopping trips keeps money in your pocket. Add in protection against cell phone damage and ID theft, and you get a checking account that pretty much checks every box. Just what you'd expect from Partner Colorado Credit Union.

Amazing BaZing Benefits

  • BaZing Cell Phone Protection3 4: Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).

  • BaZing Roadside Assistance: Available 24/7, this benefit is free to use and provides roadside service for up to $80 per occurrence. Covered services include towing assistance, battery service, flat tire assistance, fuel, oil, fluid, water delivery, lock assistance, collision assistance and extrication assistance.

  • Health Savings Card: Carry the BaZing Health Savings Wallet Card for discounts and preferred pricing on prescriptions, eye care and hearing services at participating providers.

  • Identity Theft Aid 3 4: The Personal Identity Theft benefit offers reimbursement for expenses incurred to restore your identity for covered events up to $5,000. In addition, you also have access to a fraud specialist that can assist with payment card fraud resolution and identity restoration.

  • BaZing Savings Network7: Shop local, save local with BaZing Savings. Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • BaZing Fuel5Fill up for less! Receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. After that, you’ll earn a monthly reward of $0.10 per gallon each month that you have 15 eligible debit card transactions.

  • Travel Accidental Death Coverage4Get peace of mind on your journeys with BaZing's $10,000 Travel Accidental Death Coverage.

  • BillShark6: Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

  • Credit Monitoring and Reports3 4 6You receive alerts if your monitored credit report has suspicious activity. View your quarterly credit report and score. Receive expert fraud resolution assistance should you become a victim of identity theft.

  • Buyer's Protection and Extended Warranties3 4Your newly purchased items can be reimbursed or replaced if an accident or theft occurs within 90 days of purchase, when purchased using your BaZing checking account.

Other Account Features

No Minimum Balance

Online Banking With Electronic Bill Pay

Mobile Banking With Mobile Check Deposit

Visa Debit Card With Rewards

Link Your Debit Card to Your Smart Phone For One-Tap Mobile Wallet Payments

Access My Financial Partner to View All Your Accounts & Manage Your Financial Information in One Place

Use Mobile Card Controls to Set Spending and Add More Security to Your Partner Colorado Debit & Credit Cards

eStatements That Provide You With Paper Free Account Information

Unlimited Use of CO-OP Shared Branches, ATMs, and Non-CO-OP ATMs

Never Miss a Deal with the BaZing Mobile App

Start your journey today!

  1. Open your Elevated High-Interest Checking account
  2. Download the BaZing App
  3. Activate your benefits
  4. Start saving!

Overdraft Line of Credit

When an oversight leads to an overdraft, this coverage kicks in.

  • Financial safety net
  • Coverage up to $25,000
  • Fixed interest rate

Courtesy Pay

When your checking balance runs low, we may be able to help you.

  • Our standard procedure
  • Opt in for extra protection
  • Yes, there's a charge

Resources to move you ahead.

Resources to move you ahead.
Benefits of Having A Checking Account

Learn about Checking Account perks.

Learn More: Benefits of Having A Checking Account
How To Create A Budget

Learn how to make your money last.

Learn More: How To Create A Budget
Balance Your Checkbook

Balance your checkbook with our help.

Learn More: Balance Your Checkbook
Mobile Banking

Manage your finances on the go.

Learn More: Mobile Banking
2

Rewards Points provided by ScoreCard® Bonus Point Program. Account holders earn one point for every three qualified dollars in net purchases using signature-based debit card transactions and for every five qualified dollars in net purchases using PIN-based debit card transactions. There is no limit to the number of points an account can earn in one year. Points expire within 36 months.

3

Subject to the terms and conditions detailed in the Guide to Benefits.

4

Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES OR ANY GOVERNMENT AGENCY.

5

You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions, you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

6

Identity and credit monitoring and Billshark require activation to begin. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

7

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

*

APY = Annual Percentage Yield. To earn the highest interest rate, you must meet the following monthly requirements: complete twenty (20) signature-based debit card transactions ($5 minimum per transaction), utilize eStatements, and use online or mobile banking with a valid email address. Rates are based upon tiered balances and subject to change without notice. See rate sheet for rates and terms.